The Retired Person

Profile: Living on fixed income, risk-averse, reliant on Social Security and Medicare. Concerned with inflation and market volatility.

Comprehensive Legislative Analysis

American Fiscal Security and Economic Stabilization Act (AFSESA) This bill acts as the "Social Security Guarantee."

Solvency: Title VIII "Trust Fund Stabilization" eliminates the taxable wage cap (Sec. 801) and adds a high-income investment contribution (Sec. 802). This infuses roughly $1.5 trillion/year into the system, ensuring solvency without cutting benefits.
Benefit Protection: Title IX "Benefit Protection" (Sec. 901) provides an "Absolute Guarantee" that NO provision will reduce benefits for current beneficiaries. It creates a "Social Security Firewall" against any cuts.

American Healthcare Access and Integrity Act (AHAIA)

Medicare Preservation: Section 101(d) "Retention of Existing Medicare" ensures current seniors keep their existing benefits, protecting them from disruption during the transition to universal eligibility.
Cost Control: "Unified Coding" and "Fraud Prevention" (Division D) strengthen the financial health of Medicare, ensuring it remains viable.
Coverage Expansion: The option to "transition to or supplement with" the Baseline Medicare Plan offers flexibility if their current supplemental plans are too expensive.

American Worker & Family Prosperity Act (AWFPA)

Lockbox: Title XII "Social Security Firewall" explicitly protects Trust Fund assets from being used for other purposes or invested in equities (Sec. 1201), shielding retirees from political raiding of the fund.
Market Protection: Title XI protects retirement accounts (IRAs/401ks) from volatility , crucial for retirees drawing down savings who cannot afford a market crash.